Piqua Drivers Deserve More Than a Quick Yes or No.

Whether you are buying your first car or working through a financial setback, we want you to feel welcome, heard and comfortable asking questions. Tell us what you need from your next vehicle and what concerns you about financing.

Our credit experts take time to understand your situation, explain what lenders may request and walk you through any available options. Before you leave Piqua, call our Troy team. We can discuss what to bring, confirm the vehicle’s availability and location, and help you plan your visit.

We’re #1 in the Dayton Area for a Reason.

Dave Says Yes is part of the Dave Arbogast Group—#1 in the Dayton area for combined used-vehicle sales. For Piqua drivers, that means access to a broad selection of cars, trucks and SUVs, with personal help from our Troy team.

Your credit history is part of the conversation. So are your needs today. Our extensive network of outside banks and financing companies gives our team multiple lending sources to explore. We’ll explain any available options so you can make an informed decision.

Start With the Vehicle You Need

Think about your everyday trips, passengers and budget before choosing a vehicle. As part of the Dave Arbogast Group, Dave Says Yes offers access to a broad used-vehicle selection. Explore our current listings, including used SUVs and used trucks.

If a listing catches your attention, call with its stock number or VIN. We can discuss availability, location and the next step. Some group listings may be at another location; confirm arrangements before traveling to Troy.

Bad Credit Does Not Have to End the Conversation

Bad credit, limited credit history, bankruptcy or a previous repossession? You are welcome to apply. Our credit experts work with multiple outside lending sources, each with its own requirements. The lender reviews your application and proposed vehicle to determine whether financing is available.

A cosigner is accepted and may help expand your options, but does not guarantee approval. Visit our finance center for the full process and our financing FAQs for common application questions.

Considering Buy Here Pay Here in Piqua?

Explore a newer, nicer vehicle with Dave Says Yes. Our lender network and access to the Arbogast Group’s selection give you options to consider with a team that can explain the financing process.

Compare the actual vehicle and any available offer together. Look at price, down payment, APR, loan term and total cost—not only the monthly payment. Include insurance, fuel and maintenance in your budget. Vehicle availability, approval and terms vary.

What to Discuss Before Your Visit

Your current situation. Tell our team about income, transportation needs and any credit concerns you want to discuss. You can ask questions before completing an application.

Requested documents. Identification, proof of income, proof of residence and employment information may be needed. Lender requirements vary, so confirm what applies and how to submit sensitive documents.

The vehicle and appointment. Confirm availability and vehicle location, then discuss a visit to our Troy dealership. Applying online does not reserve a vehicle or guarantee financing.