Tell Us What You Need to Keep Moving

Your next car has a job to do. It may need to get you to work, carry your family or replace a vehicle that no longer meets your needs. Start by telling us what matters most and what you can comfortably budget for the full cost of ownership.

You deserve a conversation that makes room for your questions. Whether you have bad credit, limited borrowing history or a past financial setback, you are welcome to apply. Call our team before leaving Huber Heights to discuss where to begin.

We’re #1 in the Dayton Area for a Reason.

Dave Says Yes is part of the Dave Arbogast Group—#1 in the Dayton area for combined used-vehicle sales. At Dave Says Yes, that group connection brings a broad selection of used cars, trucks and SUVs together with personal help from our Troy team.

For Huber Heights drivers, the next step is a conversation about your needs today. We’ll help you explore vehicle choices and available lender options, and explain what to consider before making a decision.

Understand the Offer Before You Decide

Our credit experts work with outside banks and financing companies, each with its own requirements. They can explain requested information and help you understand any financing offer that becomes available. The lender reviews your application and the vehicle; approval is not guaranteed.

Ask about the APR, down payment, loan term, total payments and any fees or optional products. A monthly payment is only one part of the decision. Visit our finance center for the full process.

Find the Fit, Then Compare the Details

Explore the current used-vehicle selection with your everyday needs in mind. Check passenger space, cargo room, mileage and the features on the exact listing. Ask about available history and service information.

Our SUV inventory and vehicles priced under $20,000 can help you narrow the search. Include insurance, fuel and maintenance when comparing choices. Stock and lender vehicle eligibility vary.

Looking at Buy Here Pay Here Near Huber Heights?

Explore a newer, nicer vehicle with Dave Says Yes. A credit concern does not have to stop you from asking what options are available. Our team can help you consider the Arbogast Group’s vehicle selection alongside financing through multiple outside lending sources.

Cosigners are accepted and may expand your options, depending on lender review. If someone is considering cosigning, both people should understand the repayment responsibility before signing.

Before You Head to Troy

Call about your shortlist. Share the stock number or VIN of any vehicle you want to see. Confirm availability and location, including whether a group vehicle at another store can be brought to Troy.

Get your document questions answered. Lenders may request identification, income and residence verification, and employment information. Ask which documents apply and confirm how to submit sensitive information.

Choose your next step. You can ask questions before applying, or begin online when ready. Applying does not reserve a vehicle. See our financing FAQs for more answers.